What is Holiday Home Insurance?
A holiday home insurance policy is designed to cover properties at risk of flooding that aren't your primary residence. Insuring your holiday home against flooding is a unique situation, as not only do you need the invaluable cover that protects against the cost of flood repairs, but it also needs to cover your property from damages caused by you when you are at the property or any damage caused during the time that the property is unoccupied.
Do I need flood insurance for my holiday home?
If your holiday home is located in a high flood risk area or has previously flooded it is a huge reassurance to know that your property will be covered should the worst happen. Flooding can happen fast, and reparations are often costly and lengthy as the property needs time to dry out.
Why is holiday home insurance different?
Most standard home insurance policies won't cover your property if it's used as a holiday home, and you may experience greater difficulties finding cover if your property is at risk of flooding. We are uniquely positioned to help you find the insurance you need at an affordable price.
The benefits of choosing Flood Assist
We firmly believe that we know more about flood insurance than any other provider, regardless of the property type or its usage. Our office isn't full of call centre staff, but a small team of experts that are committed to providing you with an excellent personal service. Because we're a specialist flood broker the prices we can offer to cover your holiday home aren't available anywhere else, plus we'll bring you the addition of a tailored policy.
What is covered?
Your policy is unique to your property and its requirements, but some of the areas we can arrange cover for are listed below.
Just give us a call if you'd like to know more on 01832 770770
Are holiday homes eligible for Flood Re?
Yes they are if solely owner occupied, and as long as they meet the wider Flood Re eligibility criteria. We would be happy to look into this for you as we are Flood Re specialists.
Can you find insurance for my Holiday Let?
Insuring Holiday Lets against flooding is a more complex proposition, but we may still be able to help. Call or email us today and we'll see what we can do.
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